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One of my business ventures is graphic design, with a focus on digitally created scrapbooks. I have a store at Creative Fabrica, where you can find designs available for commercial purposes and available for worldwide purchase. On this site, you can find personal-use-only products, and they are only available for purchase by customers in the United States. This is to avoid having to deal with VAT and other taxes. I have a few of my individual packs available on Etsy, but they have a file-size limit that makes it a little more difficult to work with. If you are outside of the USA, feel free to hop over there to grab some items.
Please be aware that any item purchased from the Digital Scrapbooking section of this store is a DIGITAL file. You will not receive any physical item when you order from this section. Files are delivered in a compressed .zip format, and when extracted, will contain a folder with .jpg, .png, or .psd files that are designed for use in a graphic editing program. Downloads will be available as soon as payment is confirmed.
Please do not purchase items from this section of the store if you don't know how to use them. I can not provide technical support for the numerous graphic programs out there.